Aug 31st, 2011
University education is usually a dream for a majority of the people. The reality is that the costs associated with higher education are so prohibitive as to make it very difficult for ordinary people to achieve their dreams. Many of these people opt to go into employment instead of furthering their education. It is however [...]
Aug 28th, 2011
Businesses in the UK are currently facing very harsh economic times. The businesses are being forced to make serious operational cuts. As it is very hard to do business in such conditions, many businesses have no option but to seek small business loans to stay afloat. On the other hand, lenders have become more reticent [...]
Aug 25th, 2011
What’s the best loan type for my situation? Question: My mother is planning to totally remodel her house, as well as include a section to open her personal daycare. What type of mortgage could be best for this? Also the house does not have equity, as she purchased it for a low cost and [...]
Jul 8th, 2011
Tips to get UK small business loan One of the biggest challenges facing small business owners is how to get finances for their businesses. There are various options for acquiring a small business loan. The UK government is one provider of loans for small businesses and sets aside over 2 billion pounds annually for this [...]
Jul 6th, 2011
Before you get a student loan, please read this… Financing higher education is quite the undertaking as it requires considerably substantial amounts of money. However, help to cover tuition fees and living expenses for university students is available in the form of a student loan. The UK government, through the public organisation Student Loans Company [...]
Pros and Cons of unsecured loans for bad credit Getting a loan under normal circumstances will require good credit rating. Lenders will usually take the time to investigate your financial health with the aim of determining whether or not you will be able to repay their money or whether you are likely to default on [...]
Jul 3rd, 2011
Getting your first car loan in the UK If you are buying a car for the very first time, chances are that you will finance it through a car loan. The good thing is that the credit industry, especially the auto finance industry is a vibrant one. This said, there are some very useful tips [...]
Jun 30th, 2011
What is the best way for my situation? Question: My mother completely renovate the House also added a section of its own nursery opens. What kind of loan is best for this? Beginning or equity whatsoever, who bought it for a low price and currently has no mortgage. Answer: If the mortgage is not the [...]
Nov 21st, 2010
Disclaimer: This calculator is designed to be an informational and educational tool only. $totalLoan=$_POST['amount']; $interest=$_POST['rate']; $years=$_POST['years']; $downpayment=$_POST['downpayment']; $tradeinvalue=$_POST['tradeinvalue']; $totalLoan=$totalLoan-$downpayment; $totalLoan=$totalLoan-$tradeinvalue; if($totalLoan and $interest and $years){ function calculateMonthlyAmortizingCost($totalLoan, $years, $interest) { $tmp = pow((1 + ($interest / 1200)), ($years * 12)); return round(($totalLoan * $tmp) * ($interest / 1200) / ($tmp – 1)); } echo [...]
